Buy Load Combos now and Pay Later! Borrow load combos from GCash whenever you need it so you can keep the conversation going. Just log in to the GCash App and select “Borrow Load” to get started. Avail any load combo of up to P30 on all networks!


Borrow Load is a service offered via GCash, powered by Fuse Lending, where GCash customers can borrow prepaid load for their own number.

This service is available to qualified customers based on their GCash transaction history.

You can only Borrow Load for your registered mobile number on GCash.

No, Borrow Load is only available to prepaid subscribers from all networks.

Yes, Borrow Load is available to all Prepaid subscribers.

You can now Borrow Load Combos of up to Php30 worth for ALL NETWORKS:

Globe TM Smart TnT Sun
GoSURF15 EasySurf15 BigBytes 10
BigBytes 15
BigBytes 30
Unlicall and Text 30
Unlitext Plus 15
Unlitalk Plus 20
GaanTxt 20
Call & Text Combo 10
Call & Text Combo 20
Call & Text Combo 30
Call & Text Unlimited 25
Call & Text Unlimited 30
  1. Open the GCash App, and log in using your MPIN.
  2. Once logged in, tap on the ‘Show More’ icon and choose ‘Borrow Load’ icon.
  3. Select the load amount or load combos, then tap Next.
  4. Agree to the Terms and Conditions, then tap Confirm.
  5. For first-time availers:
    1. Provide your name, birthday, and e-mail address.
    2. Verify your email address by clicking on the link sent to your email from Fuse Lending. If you haven’t received the verification email after 3-5 minutes, please check your Spam folder.
    3. Once verified and approved, the borrowed load will be automatically sent to your mobile number.

Not yet a GCash subscriber? Download the GCash App and register!

Borrow Load is only available through the GCash App.

Fuse Lending is GCash’s official partner to enable the Borrow Load service. Fuse powers all the loans services offered via GCash.

  • Check your e-mail service provider’s Spam folder if our e-mail went there.
  • Please review your registered e-mail address. For Gmail app users,
    • Click the Menu icon found on the upper left corner of your app.
    • Click on your profile photo.
    • Check the e-mail field if it’s the same e-mail address in which you expect the verification e-mail will be sent.
    • If it’s a different e-mail, please message @GCashCare via Messenger if you wish to change your e-mail address.

We currently do not charge any service fees or interests for transactions up to Php30.

You have 2 days from the time you borrowed the load to pay for your Borrow Load transaction.

You will need to Cash-In your GCash wallet within the 2-day payment period. Payments are automatically collected from your GCash wallet after 2 days. Please ensure that you have at least Php30 in your GCash wallet to settle the transaction.

You may also pay manually by tapping Borrow Load, then click Pay Now. You will be notified via SMS once payment has been received.

You can Cash-In through:

  • BPI Mobile Banking, MC, Unionbank, RCBC and PayPal Funds Transfer found in the GCash App,
  • Any GCash Partner Outlets (GPOs), including Globe Stores, Puregold, SM Business Center, Cebuana Lhuillier, Villarica Pawnshop, Tambunting Pawnshop, RD Pawnshop, and 7-Eleven Cliqq Kiosks.

You can only borrow load once at a time.

No, you cannot borrow if you still have an unsettled borrow load transaction. For you to be able to borrow load again, please pay for your unsettled borrow load transaction.

Currently, we do not charge any interest for delayed payments. But we highly encourage you to pay on time so you can Borrow Load again the next time you need it.