Citi Personal Loan (Promocard) Citi Personal LoanShare thisApplication Guidelines Select GCash users can apply for a Personal Loan from Citi Only the following customers are eligible to apply for a Citi Personal Loan: You are at least 21 to 65 years old You are a Filipino resident or a local resident foreigner with a valid Philippine billing address You have a Tax Payer’s Identification Number (TIN) You are a principal credit cardholder Have a minimum gross annual income of Php 250,000 Users can apply for a Citi Personal Loan through the Citi Personal Loan online application form Open to loan applications until February 28, 2021 Apply NowFrequently Asked QuestionsWho is eligible for a Citi Personal Loan? You are at least 21 to 65 years old. You are a Filipino resident or a local resident foreigner with a valid Philippine billing address. You have a Tax Payer’s Identification Number (TIN). You are a principal credit cardholder. Have a minimum gross annual income of Php 250,000 How can I apply for a Citi Personal Loan? Select GCash users can apply for a Citi Personal Loan through the Citi Loans online application form. What are the requirements for Citi Personal Loan? One (1) valid government-issued ID with photo and signature. For employed: Latest Income Tax Return (BIR Form 2316) or latest 1 month full pay slip For self-employed: Latest Income Tax Return (BIR Form 1701); and Audited Financial Statements (AFS) of the business with independent auditor’s report and balance sheets and tax receipt What are the requirements for Foreign Nationals to avail of a Citi Personal Loan? Valid passport or ACR, AND Any of the following proofs of local residency: Immigrant Certificate of Residency (ICR) ACR I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year Special Resident Investors (SRIV) Special Resident Retirement Visa (SRRV) For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term. How do I receive my Citi Personal Loan proceeds? Choose your preferred mode of disbursement: Credit to your Nominated Bank Account or Delivery of a Manager’s Check to your billing address. Review and sign the Loan Disclosure Statement (DS). Prepare post dated checks (PDCs) to cover the monthly installments as per the schedule in the DS. Loan proceeds will be released upon Citi’s receipt of the signed DS and PDCs. How long does it take for my Citi Personal Loan application to be processed? A Citi Personal Loan application can be processed in as fast as 24 hours. Just make sure that your documents are complete when you submit these. How will I know if my Citi Personal Loan application has been approved? Once approved, you will receive a call from Citi to arrange your mode of disbursement. You may also contact our CitiPhone for the status of your application.