Apply for Citi Personal Loan and get approved in as fast as 24 hours!

Application Guidelines

  1. Select GCash users can apply for a Personal Loan from Citi
  2. Only the following customers are eligible to apply for a Citi Personal Loan:
    • You are at least 21 to 65 years old
    • You are a Filipino resident or a local resident foreigner with a valid Philippine billing address
    • You have a Tax Payer’s Identification Number (TIN)
    • You are a principal credit cardholder
    • Have a minimum gross annual income of Php 250,000
  3. Users can apply for a Citi Personal Loan through the Citi Personal Loan online application form
  4. Open to loan applications until May 31, 2021
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Frequently Asked Questions

  1. You are at least 21 to 65 years old.
  2. You are a Filipino resident or a local resident foreigner with a valid Philippine billing address.
  3. You have a Tax Payer’s Identification Number (TIN).
  4. You are a principal credit cardholder.
  5. Have a minimum gross annual income of Php 250,000

Select GCash users can apply for a Citi Personal Loan through the Citi Loans online application form.

  1. One (1) valid government-issued ID with photo and signature.
  2. For employed: Latest Income Tax Return (BIR Form 2316) or latest 1 month full pay slip
  3. For self-employed: Latest Income Tax Return (BIR Form 1701); and Audited Financial Statements (AFS) of the business with independent auditor’s report and balance sheets and tax receipt
  1. Valid passport or ACR, AND
  2. Any of the following proofs of local residency:
    1. Immigrant Certificate of Residency (ICR)
    2. ACR I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
    3. Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
    4. Special Resident Investors (SRIV)
    5. Special Resident Retirement Visa (SRRV)
    6. For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term.
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