Fees on Electronic Payments

GCash to GCash transactions
Account Type Fees Charge to: Recipient’s account to be credited not later than
Account Type Sender Recipient
GCash mobile wallet      
Buy Load      
Globe and TM N/A N/A N/A
Other Networks N/A N/A N/A
Bills Payment N/A PHP 5 to PHP 15 Real time
Merchant Discount Rate      
Scan to Pay N/A 0% to 2% Real time
Online – GCash N/A 1.50% Real time
Bancnet* N/A N/A N/A
Mastercard* N/A N/A N/A
Online – Amex* N/A N/A N/A
Send Money* 0% to 2% N/A Real time
Remittance*      
Domestic* Real time
International Cash Pickup** N/A PHP84 to PHP125 Real time
Credit to GCash** N/A PHP25 Real time
Credit to Bank** N/A PHP84 to PHP125 Real time
Disbursement* PHP5 N/A Based on P3 partner disbursement date
Cash-in N/A N/A N/A
Cash-out* 2% N/A Real time
ATM*      
ATM Withdrawal* N/A N/A N/A
ATM Balance Inquiry* N/A N/A N/A
Dormancy PHP50 N/A 15th of the following month
 

*not available for Semi-Verified users

**not available for Basic and Semi-Verified users

Our InstaPay services are zero-rated.

All fees charged are service fees, except for dormancy fees which are because of the dormant status of the account.