1. Open to “new” and “existing” GCash users who are KYC verified.
  2. “Existing” GCash users who receive a minimum of P500.00 remittance from Western Union will receive 1 raffle entry.
  3. New GCash users who receive a minimum of P500.00 remittance from Western Union will receive 2 raffle entries.
  4. Promotion is valid from September 14, 2018 to December 31, 2018 only.
  5. If you have received a remittance via Western Union through GCash during the promotion period, you will get the chance to be one of the winners. 12 raffle winners (3 each month from September to December 2018) will get up to Php 15,000 in accumulated bills paid per month; promotional cap is set at Php 15,000 for each qualified raffle winner.
  6. Winners will be notified via registered mail, SMS, or phone call from a GCash representative.
  7. This promotion will support majority of billers (except credit cards) for individuals; business owners and merchants are exempt.
  8. Winners may avail and defer the P15,000 within 3 months.
  9. Qualified users should send a scanned billing statement 5 days before bill due date to [email protected]; GCash will pay and send confirmation receipt via email or Facebook Messenger to qualified winner
  10. GCash has the right to withhold raffle entry for suspicious, fraudulent transactions. GCash may also not award blacklisted, inactive or suspended users.
  11. All bills pay promo raffle draws will be witnessed by a DTI representative.
  12. Failure to claim the raffle prize within 60 days via registered mail, phone call or SMS will result in prize forfeiture with prior approval from DTI.

GCash app users who receive a minimum of P500.00 remittance from Western Union will receive a raffle entry. “New” users will receive 2 entries per remittance and “existing” users will receive 1 entry per remittance.

“New” user is defined as an individual receiving Western Union remittance for the first time in GCash after the promo start date.

“Existing” user is defined as an individual who has received Western Union remittance in GCash prior promo start date.

Promo is valid from September 12, 2018 to December 31, 2018 only.

The promo is open to all existing and new GCash App users who are fully verified.

Yes, the following individuals are not eligible to join the promo: Employees, affiliates, subsidiary companies and representatives of GCash and Western Union. Partner agents of GCash and Western Union including their affiliates and subsidiary companies. Any person or entity professionally connected with the promotion; and any person prohibited from participating in the Promotion under any statute, law, regulation, ordinance, rule, directive, guideline, policy, requirement, or other governmental restriction or any similar form of decision, or determination by, or any interpretation or administration of any of the foregoing by the Philippines or any instrumentality thereof. Domestic users may not send remittance transactions to themselves to avail of this promo. Users who engage in this or any form or promo abuse will be barred from future promotional activities. All employees of Mynt, Globe Telecom, Western Union and their relatives up to the second degree of consanguinity or affinity are disqualified from joining the promotion.

Complete a remittance transaction from Western Union (minimum P500.00) using GCash and receive raffle entries.

User can win up to Php 15,000 per person which can be applied to multiple GCash billers.

There is no cap on the raffle entries, as long as the GCash-Western Union remittance transaction occurred in the GCash App or via USSD, with a minimum value of at least P500 made.

The minimum transaction amount is P500.00.

If you have successfully received a GCash-Western Union remittance, during the promo period, you are entered into the raffle. GCash maintains the right to deny raffle entry for any reason it deems appropriate. Blacklisted or fraudulent users are not eligible for this or any promotion.

a. Download the GCash App on your smartphone and sign up, or update the GCash App to the latest version and login.
b. Note that you must be a verified user of GCash to avail of this service; if you aren’t verified, you will be prompted to start the verification process through FB Messenger.
c. After verification, log in to the app and tap “Cash-in” on the dashboard, then enter the expected amount, 10 digit MTCN (money transfer control number) and country of birth. Then tap “Next”.
d. Upon success of transaction, a confirmation SMS will be received by the customer indicating amount received through Western Union and the corresponding updated balance.

If you do not have a smartphone, you may still register and use GCash via USSD.
a. Dial *143# then ‘GCash’ to begin.
b. Select ‘Cash In/Out’ then ‘Receive Remittance’.
c. Chooses remittance partner (Western Union) and agree to the Terms & Conditions.
d. Enter relevant data (Expected amount, 10 digit MTCN number, and country of birth).
e. Confirm information entered.
f. User to receive an SMS prompt confirming remittance transaction.

Utilities (Meralco, Maynilad, Manila Water, plus multiple regional power companies)
Telecoms (Globe Postpaid, Globe At Home, Smart, PLDT)
Government (BIR, NBI, NSO, Pag-IBIG, POEA, MMDA)
Insurance (Philam Life, Pami Insurance)
Transportation (Air Asia, PAL, Cebu Pacific)
Schools (ADMU, Lasalle Greenhills / Zobel, Adamson, Miriam, University of the East)

All credit cards or bills submitted by business owners under a business name will be exempt from this promotion. Unregistered GCash billers will be exempt from the promotion as well.

Yes, a monthly Php 100,000 per month will be applied for all verified users. Also, Western Union will impose the following limits:
a. $500.00 USD per transaction, per receiver; $1500.00 USD per day, per receiver