Special 4% Interest Rate Promo with GSave (Extended until August 31, 2021)

Just maintain a total relationship balance of at least PHP 100,000 per qualifying month

Deposits are insured by PDIC up to PHP 500,000 per depositor. CIMB Bank Philippines Inc. is supervised by the Bangko Sentral ng Pilipinas.

Promo Mechanics (valid until August 31, 2021)

  1. Must have at least one (1) active UpSave and/or GSave account.
  2. Must maintain a total relationship balance of at least PHP 100,000 in their UpSave and/or GSave accounts by the end of each qualifying month within the campaign period to qualify for 4% p.a. on their average daily balance of up to PHP 250,000 for the same month. For average daily balances in excess of PHP 250,000 customers will qualify for 2.5% p.a. interest for UpSave and 2.6% p.a. interest for GSave.
    • i.e. if a customer has a total relationship balance of at least PHP 100,000 on their UpSave and/or GSave by the end of each qualifying month during the Campaign period (until 31st August) he/she will be entitled to the special interest rate of 4% p.a. for average daily balances (ADB) up to PHP 250,000.
    • For average daily balances in excess of PHP 250,000, customers will qualify for 2.5% p.a. for UpSave and 2.6% p.a. interest for GSave.
  3. If a customer has a balance below the required minimum, he/she must deposit to any of his/her UpSave and/or GSave accounts, if more than one, such that the total relationship balance will meet the minimum PHP 100,000 balance requirement by the end of the qualifying month (until 31st August). Special interest reward will only be granted for customer’s UpSave and/or GSave accounts.
  4. Regardless if qualified for the exclusive interest rate promo, the regular base interest of 2.6% for GSave will be shown in the CIMB Bank PH app. Crediting of the additional interest of 1.4% for GSave shall come in the form of cash rebate payment on top of the monthly interest payout.
  5. The additional interest earned will be credited to the Eligible Participant’s CIMB Bank account within fourteen (14) business days after the special interest rate period, provided that Eligible Participant’s account(s) MUST NOT be blocked and/or closed at the time of crediting.
  6. The additional interest reward shall be credited only to the Eligible Participant’s CIMB Bank subject account/s regardless of any request from the Eligible Participant or any other person to credit the Reward to the Eligible Participant(s) other accounts or third party’s accounts, whether or not held at CIMB Bank or any other banks.

Deposits are insured by PDIC up to PHP 500,000 per depositor. CIMB Bank Philippines is supervised by the Bangko Sentral ng Pilipinas.

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Frequently Asked Questions

CIMB SPECIAL INTEREST RATE CAMPAIGN (“this Campaign”) is intended to reward eligible and existing CIMB Bank Philippines (“CIMB Bank”) customers in recognition of their loyalty to CIMB Bank. The campaign period shall run from 1st July 2021 – 31st August 2021, both dates inclusive (“the Campaign Period”).

Must have at least one (1) active UpSave and/or GSave account.

Must have at least one (1) active UpSave and/or GSave account.

Must maintain a total relationship balance of at least PHP 100,000 in their UpSave and/or GSave accounts by the end of each qualifying month within the campaign period to qualify for 4% p.a. on their average daily balance of up to PHP 250,000 for the same month. For average daily balances in excess of PHP 250,000 customers will qualify for 2.5% p.a. interest for UpSave and 2.6% p.a. interest for GSave.

The base interest earned (2.5% for UpSave and 2.6% for GSave) and additional interest earned (1.5% for UpSave and 1.4% for GSave) will be credited to the Eligible Participant’s CIMB Bank account within fourteen (14) business days after the exclusive interest rate period, provided that Eligible Participant’s account(s) MUST NOT be blocked and/or closed at the time of crediting. They will also receive a confirmation message from CIMB for the Personal Accident coverage.

To reach a total relationship balance of at least PHP 100,000, you may do so by cashing-in / depositing / transferring via the GCash app, likewise you may also do additional cash-in / deposit / transfer via the CIMB Bank PH app. You have an option to do an over the counter cash-in or online cash-in. To see the complete cash-in options, you may visit the CIMB Bank PH app and tap ‘Cash-In’.

Upon account opening, CIMB Bank will send your temporary login credentials through SMS with the following details:

  • Username: Your registered mobile number starts with “9”. (Example: 9876543212)
  • Password: Randomized password (Only you will be able to see this)

Once you have received the temporary login credentials, you can proceed to link with the following steps:

  1. Download and launch the CIMB Bank PH App
  2. Tap on “link my GSave account”
  3. Input your temporary username and password (from the SMS)
  4. Create your desired username & password and complete the required information (you will be using these credentials to login to the CIMB Bank PH app)
  5. Key in the 6-digit OTP sent to your registered mobile number
  6. Verify your registered email address
  7. Create your 6-digit MPIN (you will be using this for transaction authentication)

*Mobile number starts with 9 (Example: 9876543212)

And you’re all done!

See link: https://www.cimbbank.com.ph/en/help-and-support/faqs/account-maintenance/gsave-account-maintenance/how-do-i-link-my-gsave-account-to-cimb-bank-ph-app.html

  1. Go to your GSave Dashboard and click on “Upgrade Now”
  2. Fill out the form with the necessary information.
  3. Once the form is submitted, you should receive a confirmation text message that your GSave account has been upgraded!

And you’re all done!

See link: go.gcash.com/gsave-account-update

  1. You can cash-in to your GSave account inside the GCash app.
  2. You can cash-in to your UpSave account inside the CIMB Bank PH app via the channels below:
Back to GCash App