Redemption or Sell Order Disclaimer


The redemption or sell order proceeds may be lower than the customer’s initial investment, depending on the current NAVPU of the fund, which is updated on a daily basis.

Moreover, the actual redemption/sell order proceeds credited to the customer’s GCash wallet may not be equal to the redemption/sell order amount entered by the customer, depending on the NAVPU applied.

Redemption or Sell Order Processing

The NAVPU or price per unit applied for all orders is the price 1 business day after order placement.  

Please see the schedule of redemption or sell order transactions for each fund on GInvest below

Fund Price Date Allocation Date Crediting Date
ATRAM Peso Money Market Fund Succeeding Business Day 3 Business Days 4 Business Days
ATRAM Total Return Peso Bond Fund Succeeding Business Day 4 Business Days 5 Business Days
ATRAM Philippine Equity Smart Index Fund Succeeding Business Day 4 Business Days 6 Business Days
ATRAM Global Tech Feeder Fund Succeeding Business Day 5 Business Days 8 Business Days
ATRAM Consumer Trends Fund Succeeding Business Day 5 Business Days 8 Business Days


Price Date = The NAVPU or price per unit on this date will be applied for your transaction.
Allocation Date = The date your transaction will be processed and confirmed, and your balance will be updated.
Crediting Date = By this date, your sell order amount should already be credited to your GCash wallet.

Additionally, only one redemption or sell order order can be placed at a time per investment fund.  Should you wish to place another redemption or sell order, you must wait for your earlier placed sell order to be confirmed and allocated first.

Moreover, proceeds which will not be creditable to a user’s wallet due to the GCash wallet balance or transaction limit will be processed as follows:

  • For wallet balance limit-breaching redemption or sell order proceeds – user must free up his/her GCash wallet by at least the amount of the proceeds for it to be credited to his/her wallet
  • For wallet transaction limit-breaching redemption or sell order proceeds – user will receive the fund 1 banking day after the initial crediting