GCredit is your partner in facing every day
See why users choose GCredit
Credit line on your phone!!
Just pay your dues and enjoy your revolving credit line of up to P30,000!
Pay early, pay less!
Interest is charged daily, so it can be as low as 0.17%!
Instant approval
No collaterals and additional documents required, pataasin lang ang GScore!
Available at 100k+ stores and billers nationwide!
Pay bills and shop anytime, anywhere in the Philippines with GCredit!
Minimum Amount Due
Avoid penalties, even when short on funds, as you can pay for your Minimum Amount Due!
STEP 1
Tap “Borrow” on the main page and select “GCredit”
STEP 2
Check if your email address is correct
STEP 3
Review your personal information and input the details being asked
STEP 4
Review your GCredit application
STEP 5
Tap “Submit” to finish
STEP 6
You have successfully applied to activate your GCredit account! Wait for our advisory before you can start using GCredit.
Magkano ang babayaran ko?
Get a sample computation here:
Billing Summary
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Interest is charged daily to keep it low and make it more manageable for you. Your daily interest is PHP 0.00, and you borrowed for 0 days so this is the total interest due.
TIP: The earlier you pay, the lesser the interest!
0.00
0.00
Minimum Amount Due is 15% of the total amount you borrowed + the interest it incurred.
TIP: Paying your minimum amount due allows you to avoid penalties!
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Account safety and security
guaranteed
Get a secure credit line with the assurance that your account is safe because of GCash and its partners.
Powered by CIMB Bank
Your credit line is provided by CIMB Bank
– one of ASEAN’s largest banks.
Regulated by the Bangko Sentral
GCash and CIMB Bank are both regulated by the Bangko Sentral ng Pilipinas.
Looking for other ways to borrow?
Got more questions?
For any queries or concerns, check out our Help Center for answers to the most frequently asked questions about GCash.