Get Insurance for as low as P39 with GCash Insure

Buying Insurance Made Easy
  1. Choose your desired insurance product and text the code to 2158-9628 (for Globe users) & 22565-9628 (for non-Globe users) and get insured! Your order will be processed within the next 1-2 business days. 
  2. Once your insurance policy is fully processed, the insurance fee of your chosen insurance product will be automatically deducted from your GCash balance. Make sure you have enough balance in your GCash account to have a successful transaction!
  3. You will receive your insurance policy details via SMS immediately after the premium payment amount is successfully deducted from your wallet. Once you receive the SMS, you’re officially protected and subscribed to GCash Insurance!
  4. Every 30 days, your GCash Insurance protection will automatically renew. We will bill you with the monthly premium of your subscription. 
SMS Code No. of people insured Product Tier Term Coverage Monthly Premium Term Life Coverage (Per Person Insured) Personal Accident Coverage (Per Person Insured) Hospital Cash Coverage* (Per Person Insured)
INSUREME39 (1) GCash User Bronze Annual P39 P 25,000 P 25,000 Up to PHP 750. Pays PHP 250 per days up to max 3 days confinement
INSUREME78 (1) GCash User Silver Annual P78 P 50,000 P 50,000 Up to PHP 1,500. Pays PHP 250 per days up to max 6 days confinement
INSUREME220 (1) GCash User Gold Annual P220 P 100,000 P 100,000 Up to PHP 5,000. Pays PHP 250 per days up to max 20 days confinement
INSUREME440 (1) GCash User Platinum Annual P440 P 200,000 P 200,000 Up to PHP 10,000. Pays PHP 250 per days up to max 40 days confinement
INSUREFAM117 (1) GCash User, (2) family members Bronze Annual P117 P 25,000 P 25,000 Up to PHP 750. Pays PHP 250 per days up to max 3 days confinement
INSUREFAM234 (1) GCash User, (2) family members Silver Annual P234 P 50,000 P 50,000 Up to PHP 1,500. Pays PHP 250 per days up to max 6 days confinement
INSUREFAM660 (1) GCash User, (2) family members Gold Annual P660 P 100,000 P 100,000 Up to PHP 5,000. Pays PHP 250 per days up to max 20 days confinement
INSUREFAM1320 (1) GCash User, (2) family members Platinum Annual P1320 P 200,000 P 200,000 Up to PHP 10,000. Pays PHP 250 per days up to max 40 days confinement
*On Hospital Cash Coverage: For hospitalization, the benefit plan is paid PHP250 for each day spent in a hospital as an inpatient due to sickness or injuries. To claim this benefit, you must have spent a minimum of three days in the hospital as an inpatient. Hospitalization due to sickness is only payable if it occurs after the 15-day waiting period.
Hassle-Free Claims
  1. When you want to claim your insurance coverage, you may reach out to us and provide your details by filling up this form:  https://form.jotform.com/InsuranceKo/GCashInsurance_Support. Our team will reach out and guide you through the claim process!
  2. Help us understand your situation–tell us about what happened. We’d appreciate if you have any supporting documents that could help us smoothly assess your claims!
  3. We will do our best to process your claim and get back to you within the next few days. 

Frequently Asked Questions: About the Product

GCash Insurance is a comprehensive insurance product of Life, Personal Accident (PA) and Daily Hospital Income (DHI) insurance for GCash users. It is an innovative offering which provides valuable financial protection in the event of hospitalization, accident, and/or death. GCash Insurance is powered by EnsureMePh Insurance Broker, Inc. (InsuranceKo) and underwritten by AXA, both leading players in the industry.

To avail of GCash Insurance, you need to be:

        • A Fully Verified (KYC) User: Find out more about getting verified here: https://www.gcash.com/get-verified
        • Within the age of 18-64.

Married users may nominate the following dependents:

        • Legal spouse who is not older than 64 years of age.
        • Children that are 3 – 21 years old.

Single users may nominate the following dependents:

        • Parents who are not older than 64 years of age. 
        • Siblings that are 3 – 21 years old.

Make sure that you can provide a proof of relationship with these nominated dependents, such as a birth certificate or marriage certificate when making any claim.

Please fill out this form with the details of your dependents as soon as possible to make any future claims easier to process: https://form.jotform.com/InsuranceKo/GCashInsurance_Dependents

Only the owner of the account has to be a fully verified GCash user. The GCash user may then nominate two (2) dependents, who may or may not be GCash users.

Insurance is one of the best ways to stay financially protected for life’s emergencies and unexpected situations. It pays for your expenses when you encounter an emergency so that you don’t have to make use of your hard-earned savings. For a small fee every month, your insurance policy will be able to compensate you for accidents, injury, and sickness. It’s a great way to give yourself peace-of-mind as you live your life and is now more affordable with GCash Insurance!

GCash Insurance is an all-around insurance product that gives you access to Life, Personal Accident (PA), and Daily Hospital Income (DHI)–three of the most common insurance products everyone must have. What do each of these things mean?

        • Personal Accident: Accidents and injuries can happen at any given moment. In the event of an accident or injury, a sum of money pays out to support bills, recovery, and cover for overall financial support.
        • Term Life: Death is difficult to experience. In the event of death a sum of money pays out to ensure that dependents and family are provided with financial support.
        • Daily Hospital Income: Everyone gets sick and it can get expensive. In the event that a policyholder gets hospitalized, our coverage helps shoulder his/her daily expenses for their stay.

To learn more about the specific situations and exclusions for these cases, you may also read through the detailed terms and conditions below.

Frequently Asked Questions: Availing of GCash Insure