Congratulations!
You are qualified for an Insurance for as low as P39!
Thank you for participating in our previous program and a BIG congratulations in receiving a 3-in-1 insurance policy (INSUREME39) as reward!
- Globe at Home x GInsure Promo
- GCash Christmas Gift Program in partnership with MicoEnsure and AXA
- Globe Rewards Points redemption to purchase INSUREME39 policy
We highly encourage you to renew your INSUREME39 policy and take advantage of the very affordable premium to keep you covered!
To renew, simply text RENEW to 21587873
Your order will be processed within the next 1-2 business days. Once your insurance policy is fully processed, the insurance fee will be automatically deducted from your GCash balance. Make sure you have enough balance in your GCash account to have a successful transaction!
What is INSUREME39?
INSUREME39 is a 3-in-1 insurance product worth P39, powered by MicroEnsure and underwritten by AXA.
- Coverage: 30 days
- Term Coverage: Annual
- Life Coverage (Per Person Insured): P25,000
- Personal Accident Coverage (Per Person Insured): P25,000
- Hospital Cash Coverage (Per Person Insured): Up to PHP 750, max 3 days confinement
*On Hospital Cash Coverage: For hospitalization, the benefit plan is paid PHP250 for each day spent in a hospital as an inpatient due to sickness or injuries. To claim this benefit, you must have spent a minimum of three days in the hospital as an inpatient. Hospitalization due to sickness is only payable if it occurs after the 15-day waiting period.
Should you wish to UPGRADE your insurance policy, we have more options for you!
| SMS Code | No. of people insured | Product Tier | Term Coverage | Monthly Premium | Term Life Coverage (Per Person Insured) | Personal Accident Coverage (Per Person Insured) | Hospital Cash Coverage* (Per Person Insured) |
|---|---|---|---|---|---|---|---|
| INSUREME39 | (1) GCash User | Bronze | Annual | P39 | P 25,000 | P 25,000 | Up to PHP 750. Pays PHP 250 per days up to max 3 days confinement |
| INSUREME78 | (1) GCash User | Silver | Annual | P78 | P 50,000 | P 50,000 | Up to PHP 1,500. Pays PHP 250 per days up to max 6 days confinement |
| INSUREME220 | (1) GCash User | Gold | Annual | P220 | P 100,000 | P 100,000 | Up to PHP 5,000. Pays PHP 250 per days up to max 20 days confinement |
| INSUREME440 | (1) GCash User | Platinum | Annual | P440 | P 200,000 | P 200,000 | Up to PHP 10,000. Pays PHP 250 per days up to max 40 days confinement |
| INSUREFAM117 | (1) GCash User, (2) family members | Bronze | Annual | P117 | P 25,000 | P 25,000 | Up to PHP 750. Pays PHP 250 per days up to max 3 days confinement |
| INSUREFAM234 | (1) GCash User, (2) family members | Silver | Annual | P234 | P 50,000 | P 50,000 | Up to PHP 1,500. Pays PHP 250 per days up to max 6 days confinement |
| INSUREFAM660 | (1) GCash User, (2) family members | Gold | Annual | P660 | P 100,000 | P 100,000 | Up to PHP 5,000. Pays PHP 250 per days up to max 20 days confinement |
| INSUREFAM1320 | (1) GCash User, (2) family members | Platinum | Annual | P1320 | P 200,000 | P 200,000 | Up to PHP 10,000. Pays PHP 250 per days up to max 40 days confinement |
Buying/Renewing Insurance Made Easy
- To upgrade your current policy for the upcoming month, choose your desired insurance product and text the code to 2158-9628 (for Globe users) & 22565-9628 (for non-Globe users) and get insured! Your order will be processed within the next 1-2 business days.
- Once your insurance policy is fully processed, the insurance fee of your chosen insurance product will be automatically deducted from your GCash balance. Make sure you have enough balance in your GCash account to have a successful transaction!
- You will receive your insurance policy details via SMS immediately after the premium payment amount is successfully deducted from your wallet. Once you receive the SMS, you’re officially protected and subscribed to GCash Insurance!
- Every 30 days, your GCash Insurance protection will automatically renew. We will bill you with the monthly premium of your subscription.
*On Hospital Cash Coverage: For hospitalization, the benefit plan is paid PHP250 for each day spent in a hospital as an inpatient due to sickness or injuries. To claim this benefit, you must have spent a minimum of three days in the hospital as an inpatient. Hospitalization due to sickness is only payable if it occurs after the 15-day waiting period.
Hassle-Free Claims
- To claim your insurance coverage, send an email to gcashinsure-support@microensure.com. Someone from the team will reach out and guide you through the process!
- Help us understand your situation–tell us about what happened. We’d appreciate if you have any supporting documents that could help us smoothly assess your claims!
- We will do our best to process your claim and get back to you within the next few days.
Frequently Asked Questions: About the Product
GCash Insurance is a comprehensive insurance product of Life, Personal Accident (PA) and Daily Hospital Income (DHI) insurance for GCash users. It is an innovative offering which provides valuable financial protection in the event of hospitalization, accident, and/or death. GCash Insurance is powered by MicroEnsure and underwritten by AXA, both leading players in the industry.
To avail of GCash Insurance, you need to be:
- A Fully Verified (KYC) User: Find out more about getting verified here: https://www.gcash.com/get-verified
- Within the age of 18-64.
- Who can I nominate as my dependents under the family products?
- Married users may nominate the following dependents:
- Legal spouse who is not older than 64 years of age.
- Children that are 3 – 21 years old.
- Single users may nominate the following dependents:
- Parents who are not older than 64 years of age.
- Siblings that are 3 – 21 years old.
Make sure that you can provide a proof of relationship with these nominated dependents, such as a birth certificate or marriage certificate when making any claim.
Married users may nominate the following dependents:
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- Legal spouse who is not older than 64 years of age.
- Children that are 3 – 21 years old.
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Single users may nominate the following dependents:
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- Parents who are not older than 64 years of age.
- Siblings that are 3 – 21 years old.
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Make sure that you can provide a proof of relationship with these nominated dependents, such as a birth certificate or marriage certificate when making any claim.
Please fill out this form with the details of your dependents as soon as possible to make any future claims easier to process: https://form.jotform.com/203498342020044
Only the owner of the account has to be a fully verified GCash user. The GCash user may then nominate two (2) dependents, who may or may not be GCash users.
Insurance is one of the best ways to stay financially protected for life’s emergencies and unexpected situations. It pays for your expenses when you encounter an emergency so that you don’t have to make use of your hard-earned savings. For a small fee every month, your insurance policy will be able to compensate you for accidents, injury, and sickness. It’s a great way to give yourself peace-of-mind as you live your life and is now more affordable with GCash Insurance!
GCash Insurance is an all-around insurance product that gives you access to Life, Personal Accident (PA), and Daily Hospital Income (DHI)–three of the most common insurance products everyone must have. What do each of these things mean?
- Personal Accident: Accidents and injuries can happen at any given moment. In the event of an accident or injury, a sum of money pays out to support bills, recovery, and cover for overall financial support.
- Term Life: Death is difficult to experience. In the event of death a sum of money pays out to ensure that dependents and family are provided with financial support.
- Daily Hospital Income: Everyone gets sick and it can get expensive. In the event that a policyholder gets hospitalized, our coverage helps shoulder his/her daily expenses for their stay.
For Personal Accident, the following table can be used as reference:
To learn more about the specific situations and exclusions for these cases, you may also read through the detailed terms and conditions below:
