Admit it: saving for long-term goals is frustrating.
For us yuppies, the world is our oyster. Sure, the pandemic made it smaller, while disrupting all our best-laid career and financial plans. That’s not even mentioning the chaos it brought into our family lives and daily routines. If you suddenly had to buy an office chair or shop around for better wifi, we can totally relate.
But hey, we can still have snacks delivered to ease our work-from-home stresses! Our pandemic anxiety is also a convenient excuse to shop online, get subscriptions, and spend on anything that gives us a quick fix. So why wear a mask and go all the way to the bank to make deposits? Why bother when bank interest rates only give us single-digit returns every year? Why ruin what little fun we’re able to have this pandemic with saving?
We also don’t enjoy saving because we know we should be doing it now, and each frivolous spend only adds to our sense of dread from not saving. We work to achieve bigger things out of life — a home, a car, or even just simple financial stability — and we know that saving, not snacks, is the key to having them.