Redemption or Sell Order Disclaimer


The redemption or sell order proceeds may be lower than the customer’s initial investment, depending on the current NAVPU of the fund, which is updated on a daily basis.

Moreover, the actual redemption/sell order proceeds credited to the customer’s GCash wallet may not be equal to the redemption/sell order amount entered by the customer, depending on the actual NAVPU applied.

Redemption or Sell Order Processing

Please be informed that the NAVPU or price per unit applied for all orders is the price one business day after order placement.  

Please see the schedule of redemption or sell order transactions for each fund on GInvest below

Fund Price Date

Allocation Date

(Confirmation)

Crediting Date

(Order Completion)

ATRAM Peso Money Market Fund Succeeding Business Day 3 Business Days 4 Business Days
ATRAM Total Return Peso Bond Fund Succeeding Business Day 4 Business Days 5 Business Days
ATRAM Philippine Equity Smart Index Fund Succeeding Business Day 4 Business Days 6 Business Days
ATRAM Global Tech Feeder Fund Succeeding Business Day 5 Business Days 8 Business Days
ATRAM Consumer Trends Fund Succeeding Business Day 5 Business Days 8 Business Days
Philippine Stock Index Fund Succeeding Business Day 3 Business Days 6 Business Days
ALFM Global Multi-asset Income Fund Succeeding Business Day 4 Business Days 8 Business Days
ATRAM Peso Money Market Fund

Price Data

Succeeding Business Day

Allocation Date(Confirmation)

3 Business Days

Crediting Date(Order Completion)

4 Business Days

ATRAM Total Return Peso Bond Fund

Price Data

Succeeding Business Day

Allocation Date(Confirmation)

3 Business Days

Crediting Date(Order Completion)

4 Business Days

ATRAM Philippine Equity Smart Index Fund

Price Data

Succeeding Business Day

Allocation Date(Confirmation)

3 Business Days

Crediting Date(Order Completion)

4 Business Days

ATRAM Global Tech Feeder Fund

Price Data

Succeeding Business Day

Allocation Date(Confirmation)

3 Business Days

Crediting Date(Order Completion)

4 Business Days

ATRAM Consumer Trends Fund

Price Data

Succeeding Business Day

Allocation Date(Confirmation)

3 Business Days

Crediting Date(Order Completion)

4 Business Days

Philippine Stock Index Fund

Price Data

Succeeding Business Day

Allocation Date(Confirmation)

3 Business Days

Crediting Date
(Order Completion)

4 Business Days

ALFM Global Muli-asset Income Fund

Price Data

Succeeding Business Day

Allocation Date(Confirmation)

3 Business Days

Crediting Date(Order Completion)

4 Business Days


Price Date = The NAVPU or price per unit on this date will be applied for your transaction.
Allocation Date = The date your transaction will be processed and confirmed, and your balance will be updated.
Crediting Date = By this date, your sell order is completed and the amount should already be credited to your GCash wallet.

Note: The counting of processing days starts on the transaction date, or upon order placement.

Additionally, only one redemption or sell order can be placed at a time per investment fund.  Should you wish to place another redemption or sell order, you must wait for your earlier placed sell order to be confirmed and allocated first.

For special cases, proceeds which will not be creditable to a user’s wallet due to the GCash wallet balance or transaction limit will be processed as follows:

  • For wallet balance limit-breaching redemption or sell order proceeds – user must free up his/her GCash wallet by at least the amount of the proceeds for it to be credited to his/her wallet
  • For wallet transaction limit-breaching redemption or sell order proceeds – user will receive the fund 1 banking day after the initial crediting