Start saving in your 20s

Posted on August 20, 2019 | 2 minute read

You’ve just graduated from college, you’re sending out resumés to several companies, and finally, you land your first job ever!

You start your first two weeks at work learning the ropes, finding your groove, making friends along the way, and then you reach that time of the month: payday. With your newfound wealth, you feel like a kid in a candy store wanting to buy anything and everything. Do you blow off your paycheck on that pair of sneakers you saw last week? Buy the latest iPhone when your current phone is working just fine? Take your partner out to a really expensive dinner date?

It’s good to treat yourself to nice things, but it’s better to have some cash set aside for future expenses. Here are some things you can do to save more in your 20s:

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1. Budgeting is key!
We recommend that you categorize your expenses based on necessity. Set aside an amount for fixed things like savings, bills, rent, transportation, and other stuff that you pay for regularly.
2. Don’t buy it… YET!
Billionaire music mogul Jay-Z once said, “You can't afford something unless you can buy it twice.” We’re not stopping you from buying things you want, but it might be a better idea if you wait for end-of-season sales to buy something for yourself!
3. Save, save, save!
After paying for bills, rent, groceries and all your necessities, saving is the next best thing to do! Higher interest rates, zero maintaining balance and no minimum deposit are some of the things to look for in a savings account, and you can meet all those needs with Save Money on GCash!
4. Invest, even just a little!
Investing can be intimidating, but with the right tools, you can start doing it at this very moment and let your funds grow! You can register to Invest Money on GCash in just a few taps and start investing for as low as P50!
5. Keep the future in mind.
Since you’re making some money now, set some goals for yourself. Want to travel somewhere next year? Maybe move out and buy a condo in the near future? It’s time to start saving!
Now, you’re ready for battle (AKA adulting)!

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Start saving in your 20s

1. Budgeting is key!
We recommend that you categorize your expenses based on necessity. Set aside an amount for fixed things like savings, bills, rent, transportation, and other stuff that you pay for regularly.

2. Don’t buy it… YET!
Billionaire music mogul Jay-Z once said, “You can't afford something unless you can buy it twice.” We’re not stopping you from buying things you want, but it might be a better idea if you wait for end-of-season sales to buy something for yourself!

4. Invest, even just a little!
Investing can be intimidating, but with the right tools, you can start doing it at this very moment and let your funds grow! You can register to Invest Money on GCash in just a few taps and start investing for as low as P50!

5. Keep the future in mind.
Since you’re making some money now, set some goals for yourself. Want to travel somewhere next year? Maybe move out and buy a condo in the near future? It’s time to start saving!

Now, you’re ready for battle (AKA adulting)!

Start saving in your 20s

1. Budgeting is key! We recommend that you categorize your expenses based on necessity. Set aside an amount for fixed things like savings, bills, rent, transportation, and other stuff that you pay for regularly.

2. Don’t buy it… YET! Billionaire music mogul Jay-Z once said, “You can't afford something unless you can buy it twice.” We’re not stopping you from buying things you want, but it might be a better idea if you wait for end-of-season sales to buy something for yourself!

4. Invest, even just a little! Investing can be intimidating, but with the right tools, you can start doing it at this very moment and let your funds grow! You can register to Invest Money on GCash in just a few taps and start investing for as low as P50!

5. Keep the future in mind. Since you’re making some money now, set some goals for yourself. Want to travel somewhere next year? Maybe move out and buy a condo in the near future? It’s time to start saving!

Now, you’re ready for battle (AKA adulting)!

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1. Budgeting is key!
We recommend that you categorize your expenses based on necessity. Set aside an amount for fixed things like savings, bills, rent, transportation, and other stuff that you pay for regularly.

2. Don’t buy it… YET!
Billionaire music mogul Jay-Z once said, “You can't afford something unless you can buy it twice.” We’re not stopping you from buying things you want, but it might be a better idea if you wait for end-of-season sales to buy something for yourself!

4. Invest, even just a little!
Investing can be intimidating, but with the right tools, you can start doing it at this very moment and let your funds grow! You can register to Invest Money on GCash in just a few taps and start investing for as low as P50!

5. Keep the future in mind.
Since you’re making some money now, set some goals for yourself. Want to travel somewhere next year? Maybe move out and buy a condo in the near future? It’s time to start saving!